When to Speak to Your Mortgage Pro
Searching for a loan? We will be glad to help! Give us a call at 516-431-2009. Ready to get started? Apply Now.
It is helpful to bring in your mortgage professional early — even before you've started to research neighborhoods. What for? Perhaps it is difficult to fathom the way we can help even before you start to negotiate.
We Will Help You Pre-Qualify
We can help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. We will accomplish this by considering your debts and income, your work and residence circumstances, the funds available for down payment, required reserves, and some other things. It's quick and to the point; We take pride in keeping the paperwork light.
After you are considered eligible, we prove our confidence in your potential to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").
Armed with your pre-qualification letter, some advantages are yours once you locate the home you want to make an offer on. The first is that you'll be sure the amount you will be able to afford when determining your offer.
More important to the current home owner, your pre-qualification is like your having walked into their house with a suitcase full of cash to make the deal! They won't need to wonder if that they have been wasting their time if you do not be able to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed loan amount will not cause them concern. They have a virtual guarantee that they can trust your buying power.
We will help you pre-qualify
We will help determine how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. We will achieve this by analyzing your debts and income, your work and residence situations, your available funds for down payment, required reserves, and other considerations. It's quick and to the point; and we take pride in keeping the paperwork to a minimum.
While you are encouraged to try our tools to calculate mortgage variables on our site, it's essential to meet with us. We can work toward your pre-qualification letter. Then, we'll make sure we have the ideal mortgage program for your situation. We're eager to hear from you: contact us at 516-431-2009.
Have questions about pre-qualifying? Call us at 516-431-2009. It's our job to answer pre-qualification questions, so we're happy to help!